Savings and Checking Accounts: Managing Your Money at Members Credit Union
Checking Accounts
At Members Credit Union, we offer various financial tools and services to help you manage your money effectively. Our checking accounts provide convenience, security, and flexibility for your everyday spending needs. With features like debit cards, direct deposit, and online banking, you can access your funds and make transactions easily. Transfer money between accounts effortlessly, set up automatic payments, and track your spending with our mobile banking app. Our friendly member service team is always available to assist you.
Benefits & Advantages of Having a Checking Account at Members Credit Union
Having a checking account at Members Credit Union comes with many benefits. You can easily manage your finances through online banking, which allows you to monitor transactions, check balances, and review account activity. Debit cards linked to your account provide a secure way to make purchases and withdraw cash. Direct deposits ensure quick access to your income, and automatic payments help you stay on top of your bills.
Experience the benefits of a premium checking account without the high fees at Members Credit Union. Our checking account offers a range of free features, including Online Banking, Online Bill Pay, a VISA Debit Card, Direct Deposit, 24-Hour Phone Account Access, and access to our network of branch locations and ATMs. To qualify for these perks and avoid a $3 minimum balance fee, simply maintain a minimum balance of $25 in your checking account on the last day of the month. Earn dividends based on your average daily balance, with monthly compounding. Opening a checking account is easy. Complete an application online or visit a local branch location. If you're not yet a member, contact us at 800-951-8000 or visit our website to learn how you can join Members Credit Union today.
Managing Your Money with a Checking Account at Members Credit Union
A checking account at Members Credit Union is a powerful financial tool designed for your convenience and financial goals. It helps you establish and build credit, simplifies budgeting with direct deposit and a debit card, and offers easy fund transfers. With digital banking services, you can monitor your expenses, evaluate financial decisions, and make adjustments. Open a checking account with Members Credit Union today to effectively manage your money and achieve your financial goals.
Direct Deposit
Members Credit Union offers the convenience of direct deposit for checking and savings accounts, eliminating the need for manual check deposits. Direct deposit provides benefits such as time savings and quick access to funds. With direct deposit, customers can streamline their experience, securely and promptly depositing funds into their accounts. You can make the most of our payroll deduction feature to determine the amount you wish to allocate towards your savings account. This is a hassle-free way to accumulate savings without the need to visit the credit union to deposit a check on payday. Simplify your financial transactions and enjoy fast access to your funds through the convenient direct deposit service at Members Credit Union.
Debit Card Usage
Members Credit Union offers a debit card with numerous benefits and features to enhance your banking experience. Our debit cards are widely accepted at ATMs nationwide, providing easy access to your funds wherever you are. Experience a more enjoyable and fulfilling credit union experience with our debit card at Members Credit Union.
Transfer Funds Between Accounts
At Members Credit Union, we prioritize efficient and convenient money management. Our seamless transfer process allows you to easily move funds between your accounts. With a few clicks, you can transfer money within Members Credit Union using MEMCU Online or MEMCU Mobile. This digital transfer feature grants you flexibility in allocating funds according to your goals. Enjoy easy access to your funds for bill payments, purchases, and savings. Experience the convenience and flexibility of transferring funds digitally with Members Credit Union today.
Savings Accounts
At Members Credit Union, we understand the importance of saving money and achieving your financial goals. Whether you're saving for a down payment on a house, planning for retirement, or creating an emergency fund, our savings accounts provide a safe and convenient way to grow your money.
At Members Credit Union, we believe in a straightforward approach to saving. Our Savings Account is designed to help our members save with ease. With a low minimum balance requirement of just $25 and an initial deposit of $25, it's easy to get started. As long as your average daily balance meets or exceeds the $25 minimum, you'll earn a competitive dividend rate, and we'll waive the $3 maintenance fee. This means you can save, earn dividends, and pay zero monthly fees. Plus, you'll still enjoy all the free member benefits, such as MEMCU Online, Tell-Com, and eStatements.
Once you have a savings account, saving becomes even more effortless. You can set up automatic savings through payroll deduction, automatic transfers from your Members CU checking account, or by mailing in your check deposit. Additionally, you can make deposits at any of our branch locations. Accessing your account and making withdrawals is also convenient. You can visit any branch location, use your Members CU Cash Card at an ATM, or call to request a withdrawal check to be mailed to you by calling any office during normal business hours.
At Members Credit Union, we make saving simple and accessible. Open a savings account today and start saving with ease, knowing that you have a variety of options to grow your funds and convenient ways to access your money when needed.
Members Credit Union offers a variety of financial tools and services to help you effectively manage your money. With checking accounts designed for convenience and security, you can access your funds easily and make transactions effortlessly. Choose from different types of checking accounts to suit your specific needs. Opening a checking account is a simple process, and Members Credit Union provides various options for account opening. Enjoy benefits like direct deposit, debit card usage, and the ability to transfer funds between accounts and external banks. Overdraft protection options are available to prevent fees and declined transactions. Additionally, Members Credit Union offers savings accounts with competitive interest rates, making it easier to save and grow your wealth. Take control of your financial future with Members Credit Union and experience the advantages of a credit union.